Providing food for your family is essential and the costs of doing this can fluctuate widely depending on your mood, financial situation, and whether or not you’re hungry when you go to the grocery store! But the fact is that food is a large expense for many families, and identifying ways to save at the supermarket can amount to a great deal of money with time. You may even be able to take the family on a getaway with all the cash you can save on groceries throughout the year if you spend your money carefully. Nearly all of us wish we could save more money on groceries, so here’s a simple overview on some effective tips on how to do exactly that.

Plan Your Meals

It’s typical for individuals to head to the grocery store with a list of items they need, but not often do they plan each meal of the week and all the ingredients that are needed. Planning your meals and ingredients in advance will enable you to spend your money only on what is required. In doing so, you’ll also have to know what you already have at home, so it’s a great idea to use the items you currently have in preparing your meals for the week. There are also some meals that are a lot more affordable than others, so if you really intend to save money, go with meals that are inexpensive but fulfilling. You can find a lot of cheap meal menus online. It’s also a great idea to have a pen and paper in the kitchen so whenever you run out of a particular ingredient, write it down straight away so you remember the next time you’re at the supermarket.

Don’t Head to The Grocery store When You’re Hungry!

It’s crucial that you always eat something prior to going to the grocery store for your weekly shopping. If you’ve ever been to the supermarket when you’re on an empty stomach, you’ll know what I mean! Personally, I start drooling when I find foods that I like but don’t really need and as a result, they end up in my shopping cart. Even if you’ve planned your meals for the week and have a list of items with you, sometimes the temptations are overwhelming and can cause you to spend money on unnecessary items.

Use Loyalty Cards

A wonderful way to save money on groceries is to use loyalty cards at the checkout. Quite often, you’ll get a discount on various items that aren’t displayed and you’ll also acquire points which could be used either by buying a gift card or various other featured items. Either way, you’ll be saving money that would otherwise be going down the drain!

Compare Prices

There are many substitutes for the same kind of food so it’s vital that you spend some time examining the prices to make sure that you get the best value for money. You don’t always have to buy the ‘no frills’ products, but grocery stores will commonly have sales on many items so it’s useful to do your homework. As well as this, whenever there’s a sale on a specific item, it’s always a terrific idea to stock up when the prices are at their lowest. You’ll even want to examine the prices of your most commonly used foods at several grocery stores to find which items are cheaper. It might be the case where you travel to two grocery stores when carrying out your weekly shopping expedition, but the price savings are well worth it.

Shop At The End Of The Day

I know it sounds challenging particularly after a long day at work, but shopping in the evening is the best time to find discounts. Perishable goods like fruits and vegetables and bakery items are typically discounted if there is too much inventory for the next day. The best part is that these items are almost as good as new except cheaper! You’ll be surprised with how many discounts you’ll discover at the grocery store if you go shopping at the end of the day.

So there you have it folks! There’s loads of ways to save money on groceries and the above suggestions are really just scratching the surface. If you manage to save $20 a week on food, which is very possible, you’ll be saving over $1,000 in the year! Conversely, if you’ve tried all of the above ideas and are still struggling to find enough money, it might be best to seek professional advice regarding your financial position. If this is the case, talk with Bankruptcy Experts Hervey Bay on 1300 795 575 or visit their website for more information: www.bankruptcyexpertsherveybay.com.au